ClockWage44 Calculators
Free calculators for work hours, overtime, pay periods, and take-home pay. No signup, no email — just answers.
Pay & Wages
- Back Pay Calculator Add up unpaid hours, missed overtime, and rate shortfalls across pay periods to see the gross back pay you are owed and your estimated take-home.
- Final Paycheck Calculator Add up unpaid hours, overtime, and unused PTO to see the gross final pay and estimated take-home you're owed when you quit or get let go.
- First Paycheck Calculator Starting a new job? See when your first paycheck lands, how many hours it covers, and its take-home after 2026 withholding, next to your first full check.
- Freelance Hourly Rate Calculator Work backward from the take-home pay you want to the hourly rate you must bill, covering self-employment tax, income tax, expenses, and non-billable time.
- Gig Worker Net Hourly Rate Calculator Turn your gross gig earnings into your real take-home hourly rate after mileage, expenses, and self-employment tax for DoorDash, Uber, and Instacart drivers.
- Part-Time Paycheck Calculator See what a part-time schedule really pays after 2026 federal, state, and FICA taxes, with a side-by-side of 20, 25, 30, and 35 hours a week.
- Paycheck Budget Calculator Split your take-home pay into needs, wants, and savings by paycheck and by month, with 50/30/20 or custom splits and a plan for three-paycheck months.
- Sent Home Early Pay Calculator Sent home early from a shift? Estimate the reporting-time pay 8 states and DC require, at your own rate or the state minimum wage, and when it applies.
- Severance Pay Calculator Estimate your severance from weekly pay and years of service, then see your take-home after the 22% federal supplemental tax, FICA, and state withholding for 2026.
- SSDI Income Limit Calculator See if your hourly pay crosses the 2026 or 2027 SSDI income limit (SGA), uses a trial work month, or lowers your SSI check, and how many hours you can work.
- Wage Garnishment Calculator See how much of your paycheck can legally be withheld under federal CCPA limits for consumer debt, child support, student loans, or an IRS levy, and what you keep.
- California Waiting Time Penalty Calculator Late final paycheck in California? Find your daily rate of pay, the deadline your employer missed, and the Labor Code 203 penalty owed, capped at 30 days.
Overtime
- 12 Hour Shift Pay Calculator Calculate 12 hour shift pay for 2-2-3, DuPont, and 4-on-4-off rotations. Get true per-week overtime, gross pay, and an estimated take-home figure.
- Blended Overtime Calculator Enter the hours and pay rate for each job you work in a week to get the FLSA weighted-average regular rate and the blended overtime pay you're owed.
- Double Time Pay Calculator Calculate double time pay at 2x your hourly rate, with time-and-a-half and regular pay. Includes a California mode for the over-12 and 7th-day rules.
- Holiday Pay Calculator Enter your hourly rate, holiday hours, and premium multiplier to see holiday pay, regular pay, and total gross in seconds.
- On-Call Pay Calculator Find out what your on-call rotation really pays: standby hours, callback minimums, and how a stipend changes the overtime rate on your week.
- Overtime vs Second Job Calculator See which pays more: one more overtime hour or an hour at a second job. Net per hour after federal tax, state tax, FICA, and your commute cost.
- Shift Differential Pay Calculator Add a percent or flat-dollar night, weekend, or holiday premium to your base rate. See your effective shift rate, differential earnings, and total gross pay.
- Split Shift Pay Calculator Work two shifts in one day? Total both segments, check whether you are owed a split shift premium at minimum wage, and see your full daily pay.
- Time and a Half Calculator Multiply any hourly rate by 1.5 and see your overtime pay, regular pay, and total gross for the week in one view.
- Travel Time Pay Calculator Find out what your employer owes for job-site travel and overnight trips, plus how paid travel hours push your workweek into FLSA overtime.
- Workweek Start Day Overtime Calculator See how many overtime hours a shift rotation earns under all seven FLSA workweek start days, plus the yearly pay gap between the best and worst.
- Overtime Pay Calculator Plug in your rate and hours. See your regular pay, overtime pay, total gross, and annual projections.
General
- Biweekly Pay Calculator Convert an hourly rate or annual salary into your biweekly paycheck, then see weekly, semimonthly, monthly, and annual equivalents across all 26 pay periods.
- Effective Tax Rate Calculator Find the percentage of your income you actually pay in federal tax, with your marginal bracket, total tax owed, and a bracket-by-bracket breakdown.
- FICA Tax Calculator Split any paycheck into its 6.2% Social Security and 1.45% Medicare pieces, including the 2026 wage base and the 0.9% Additional Medicare tax.
- Overtime Income Mortgage Calculator Estimate the monthly income a mortgage lender may count from hourly pay and overtime: base pay, your overtime average, and the lower figure if it is falling.
- Pay Period Calculator Map every payday in the year, count your total pay periods, see how many are left, and flag three-paycheck months from your pay frequency and first payday.
- Pay Raise Calculator Enter your current pay and a percentage or flat raise to see your new hourly, weekly, monthly, and annual pay plus your after-tax increase.
- Pay Stub Checker Enter what your pay stub says and check the hours, overtime, FICA, federal tax, and net pay line by line. Every number that looks wrong gets flagged.
- Real Hourly Wage Calculator Subtract commute time, gas, parking, childcare, and work costs from your take-home pay to see the hourly rate your job actually pays you each week.
- Take-Home Pay Calculator Calculate your net pay after federal tax, state tax, and FICA using 2026 brackets, with salary or hourly inputs.
- Timesheet Calculator Enter clock-in, clock-out, and unpaid break times for each day of the week to get total hours, decimal hours, and gross pay.
- YTD Income Projection Calculator Enter the year-to-date totals from any pay stub and project your year-end gross, withholding, and W-2 Box 1 figure before the form arrives.
Salary & Wages
- Hourly to Salary Calculator Convert any hourly wage into weekly, biweekly, monthly, and annual salary based on the hours and weeks you work, with gross pay broken out by every common pay period.
- Hourly Job Offer Comparison Calculator Compare two hourly job offers: 2026 take-home pay after federal tax, state tax, FICA, shift premium, and commute, plus the break-even hourly rate.
- Prorated Salary Calculator Work out a partial paycheck when you start, leave, or take unpaid days mid-period. Get your prorated gross pay, daily rate, and a full-period comparison.
- Salary to Hourly Calculator Convert any annual, monthly, biweekly, or weekly salary into an equivalent hourly wage based on the hours and weeks you actually work.
Tax Withholding
- 1099 vs W-2 Calculator Compare a W-2 salary offer with a 1099 contract at 2026 federal rates, then get the equivalent 1099 rate: the gross revenue that leaves you with the same take-home.
- Bonus Tax Calculator Enter your bonus, pick percentage or aggregate withholding, and see federal supplemental tax, FICA, state tax, and your actual take-home for 2026.
- HSA & FSA Paycheck Impact Calculator See how much an HSA or FSA contribution actually costs per paycheck once it dodges federal income tax and FICA.
- Mileage Reimbursement Calculator Apply the correct 2026 IRS mileage rates, including the July 1 increase to 76 cents a mile, and see your reimbursement plus any taxable excess.
- Net to Gross Paycheck Calculator Enter the take-home pay you want each period and reverse-solve the gross pay you need after 2026 federal tax, state tax, and FICA.
- Per Diem Pay Calculator Split a travel paycheck into taxable wages and untaxed per diem, then see federal tax, FICA, state tax, take-home pay, and your blended hourly rate.
- Self-Employment Tax Calculator Enter your net freelance or 1099 profit and see the 15.3% self-employment tax, the Social Security and Medicare split, and the half you can deduct for 2026.
- Two Job Take-Home Pay Calculator Enter each job's rate and hours to see your combined 2026 take-home pay, per-job net, and the withholding gap two W-4s leave you owing.
- W-4 Withholding Calculator Check your 2026 federal withholding in one screen: enter your paycheck, filing status, and tax withheld so far to see your refund or balance due and Step 4(c).
Time & Hours
- Decimal Hours Converter Convert hours and minutes, an HH:MM string, or a clock-in / clock-out range into decimal hours for payroll, with exact, two-decimal, tenth-hour, and quarter-hour rounding.
- Full-Time Hours Eligibility Calculator Enter your hours week by week to see if you average 30 hours and clear the ACA full-time threshold for health coverage, plus your employer's cutoff.
- Hours and Minutes Calculator Add or subtract any number of HH:MM time entries to get a running total in hours and minutes, total decimal hours, and the average per entry.
- Hours Needed for Target Pay Calculator Enter your hourly rate and the take-home you need. See the regular and overtime hours it takes to hit that goal after 2026 federal tax, state tax, and FICA.
- Medicaid Work Requirement Hours Calculator See if your monthly hours or pay meet the Medicaid work requirement (80 hours or $580), the hours you still need, and the most you can work under 138% FPL.
- Military Time Converter Convert military time to standard 12-hour time and back, see the same entry as decimal hours for payroll, and get shift duration across midnight, with a full military time chart.
- PTO Accrual Calculator Project your PTO balance for any future date. Enter your accrual rate, pay frequency, and current balance to see hours, days, dollar value, and cap.
- Time Clock Rounding Calculator See how the 7-minute rule and 5, 6, 10, or 15-minute rounding change your paid hours, and what a week of rounded punches costs you over a year.
- Work Hours in a Year Calculator Count the real work hours in 2026 for your exact schedule. Pick your year and workdays, subtract holidays and PTO, and get monthly and weekly averages.